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Hurricane

What Should I Do After a Hurricane?

Hurricane

The peak of hurricane season every year starts in mid-August and ends in late October. When you live in Maryland, you’re all too familiar with the sudden rains, flooding and winds that can come along with the fall months. If a hurricane hits and affects your home, it’s important that you know how to proceed in the aftermath. Prevent Further Risks If you were evacuated for the hurricane, you should wait to return to your home until local officials have indicated it is safe to do so. Stay away from any power lines that are loose or hanging, and report them to your power company right away. If your home has water around the base of it when you approach, you should not enter, as it is unsafe to do so. You should also check for any structural damage indicators like holes, warping or cracks in the foundation. If you do not feel safe entering your home, do not do so. Keep Track of the Evidence Documentation is vital when flooding occurred during a hurricane. Thorough documentation is essential. What does thorough mean? Not just taking a picture of your living room, but taking photos of each book on the shelf that was damaged, every electronic that is unusable and more. Your insurance company will want to see a great deal of evidence to determine if you will receive reimbursement and how much you will get. If you take out items or water before you document the scene, you could lower your chances of recovering enough from the insurance company to afford replacement and repairs for what was lost. Protect Yourself Don’t assume that the water in your home is clean. Instead, you should assume the opposite. Water that looks clean can be contaminated by debris, sewage and chemicals. The […]

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The Best Ways to Prepare Your Home for Hurricane Season

Hurricane

In Maryland, hurricane season is here. With storms approaching quickly and storm paths constantly shifting, being prepared is essential. Don’t let yourself get caught off guard by a dangerous storm and prepare your home now for the hurricanes ahead. Protect the Outside of Your Home Hurricanes bring torrential downpours and plenty of wind along with them. When preparing the outside of your home, you should: Clean out and repair your gutters so that water can drain Move outdoor furniture and toys into a secure shed or your basement Use hurricane straps or clips to secure the roof of your home more firmly to the base of your house Close your storm shutters Touch up caulk around doors and windows if it is worn to keep moisture out of your home Check your carports, decks, porches and sheds to ensure that they are structurally sound and attached firmly to your home or the ground Test your drains and sump pumps to ensure that water is draining properly Examine Your Landscape Many of the most dangerous projectiles during a storm can come from your own backyard. Before a hurricane arrives, you should trim shrubs and trees to reduce the chance of falling limbs. If you have time, you should also assess the trees in your yard to check for any dead, dying or diseased branches and remove them. If you have small trees and shrubs, tie them down to the yard to prevent uprooting. Review Your Insurance Many homeowners don’t realize that they lack flood or wind coverage until they are filing a claim and it’s far too late. Every time a storm is headed your way, you should take the time to review your insurance policies and adjust them if needed. It’s better to know exactly what is covered before the […]

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