The peak of hurricane season every year starts in mid-August and ends in late October. When you live in Maryland, you’re all too familiar with the sudden rains, flooding and winds that can come along with the fall months. If a hurricane hits and affects your home, it’s important that you know how to proceed in the aftermath.
Prevent Further Risks
If you were evacuated for the hurricane, you should wait to return to your home until local officials have indicated it is safe to do so. Stay away from any power lines that are loose or hanging, and report them to your power company right away. If your home has water around the base of it when you approach, you should not enter, as it is unsafe to do so. You should also check for any structural damage indicators like holes, warping or cracks in the foundation. If you do not feel safe entering your home, do not do so.
Keep Track of the Evidence
Documentation is vital when flooding occurred during a hurricane. Thorough documentation is essential. What does thorough mean? Not just taking a picture of your living room, but taking photos of each book on the shelf that was damaged, every electronic that is unusable and more. Your insurance company will want to see a great deal of evidence to determine if you will receive reimbursement and how much you will get. If you take out items or water before you document the scene, you could lower your chances of recovering enough from the insurance company to afford replacement and repairs for what was lost.
Don’t assume that the water in your home is clean. Instead, you should assume the opposite. Water that looks clean can be contaminated by debris, sewage and chemicals. The flood water from a hurricane can carry plenty of toxic things in it, so do not walk through it or touch it. If possible, you should wear waist-high boots or waders. Remove any perishable items that had contact with water, including things that are made of porous materials like fabric. When assessing damage and preparing for remediation, you should contact an experienced hurricane damage remediation company like Flood Department.
Talk to Your Insurance Company
Next, you need to let your insurance company know what happened. If you have multiple insurance policies with different companies for damaged items, you will need to make a claim for each. For example, if your car was flooded and your home was also flooded, you will need to make claims with both your auto insurance company and your homeowners’ insurance company. You should also keep in mind that most flood damage is not included in the average homeowners’ insurance policy, so damage is not necessarily going to be covered.
Prevent Mold Damage
Once the water from the flooding and hurricane has been removed, you should utilize a mold remediation expert like Flood Department to stop mold from accumulating in your home. Mold can take hold only 1-2 days after flooding began, so it does not take much time to start an infestation. When you partner with Flood Department, you can rest assured that mold growth will be limited as much as possible.
Hurricane Cleanup from Flood Department
Flood Department can complete a wide range of mold removal, flood damage restoration and crime scene clean-up services. To learn more about our services and whether or not you have a mold problem on your hands, give us a call at (301) 829-2600.